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A cheque deposit shall be acceptable for collection and the proceeds shall not be out there till the cheque has been cleared and the proceeds paid to the Bank. Any money deposits might only be thought to be having been received by the Bank upon crediting the same to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual payment as prescribed by the Bank for the cardboard and an annual payment prescribed by the Bank for every Supplementary Card.

The Bank reserves the best not to enable international Transactions up to full limit assigned for SAARC nations & Myanmar and Non-SAARC nations so that the Limits usually are not exceeded in the occasion of exchange fee fluctuations or any unauthorized transactions. The Card is not transferrable and its utilization is subject to the phrases mentioned herein and any extra situations stipulated by BRAC Bank Limited every so often. The Cardholder by no means whatsoever will enable the Card and/or PIN and/or CVC/CVV and/or OTP for use by some other particular person. The Cardholder may not pledge the Card as Security for any function in any respect. BRAC Bank Limited reserves the best to determine the credit score worthiness of the Applicant time to time by obtaining credit bureau report and such other reviews as it might deem necessary and decline to concern a Card to any Applicant at its sole discretion.

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Should the Cardholder be away from Bangladesh greater than a month, the Card Account must be settled 7 days prior to his/her departure. The Cardholder must promptly notify the Bank in writing of any change in employment or business or handle (office and/or residence) or if Cardholder intends to be away from Bangladesh for more than 30 days. All costs and bills in such regard may be debited to the Card Account and shall be payable by the Cardholder.

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The Cardholder undertakes to signal such further doc as may be requested by the Bank every so often to provide impact to such project and transfer. Information may also be processed for the purposes of complying with applicable legal guidelines, together with anti-money laundering and anti-terrorism laws and laws and fighting crime and terrorism. This may require the disclosure of data to a Bangladeshi or overseas governmental or regulatory authorities or to another particular person we reasonably suppose necessary for these functions.

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In the event of the mentioned checking account not having sufficient funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant in addition to the Card dues. The Cardholder agrees and confirms that every one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be correct and full. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for causes of incomplete or incorrect data or for any purpose in any way. The Cardholder further agrees and undertakes to inform the Cardholder’s bank of the auto debit instructions issued in favor of BRAC Bank and not to shut the stated checking account without the prior consent of BRAC Bank.

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The Cardholder shall not record the PIN in any type in order to facilitate the PIN coming to the information of a 3rd celebration. BRAC Bank is permitted by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical. If the Cardholder fails to look at the security necessities, s/he might incur legal responsibility for BRAC Bank. BRAC Bank could, in its absolute discretion, issue a model new PIN on the existing Card.

Once a Balance Transfer has been made, the shopper has to proceed the steadiness switch amount for a minimum of 6 months with BRAC Bank i.e., the customer cannot switch the steadiness to any other financial institution inside the specified time period. Cardholder can settle partial or full outstanding of other bank’s bank card by way of Balance Transfer. The Bank shall not be liable to refund the annual payment or any part thereof in case of the termination of the card account.

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